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The best afterpay shoe stores in Australia

By on July 10, 2019

Buying shoes in Australia is not a tough task since you have excellent stores for the purpose. If you love purchasing shoes in stores with afterpay feature, then you have a great chance in Australia. Afterpay is an exemplary option for those individuals who love paying after purchasing shoes from their favorite shops. Hence, it has become a trend for most of the customers looking for the best shops that offer shoes in afterpay option. Their expectation does not go wasted since there are plenty of shops in Australia where you can have shoes with afterpay option. This option is now becoming a trend among youngsters who need to purchase their favorite shoes at the earliest by availing afterpay feature.  Check out Famous Footwear,  to buy womens ankle boots online at affordable prices.

The shops offer afterpay option in Australia are 124shoe, 2nd skin, Airflex, airflow, Alterio Motif, Amanda Monique, Atomic cherry, David Jones, Fzibuy, Hoss and still some more shops. Really, the afterpay option has changed the lifestyle of most of the Australians now. The trend has increased the sales of the shoe shops to a great level. The interest for buying different shoes online and offline is now becoming a major part of the Australian people. The most advantage of afterpay factor is paying money after some time without any interest is something a welcome deal for Australians. Due to the interest and happy life of the Australians due to afterpay feature in shoe shops, many big companies have come forward offering the feature without any hesitation and are making a huge profit.

Simple procedures followed in best afterpay shoe stores in Australia are enticing major crowd every day. You have the flexibility of paying the amount in installments without any charge which is an exclusive offer for this generation. The best shoe shops in Australia have all delivering the afterpay feature to their customers for a massive profit margin and to win the hearts of customers.

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When is the best time to visit Perth

By on June 25, 2019

Wondering when is the best time to visit Perth? Perth is a remote city located on the west side of Australia. The city prides itself on numerous untouched beaches that are accessible to anyone. In addition, there is a popular range of activities to do while in the city for instance skating, surfing, scuba diving and more. With a wide range of summer festivals and rich culture, Perth city is a place to be. However, Perth city is warm for the best part of the year. This makes one wonder about the best time to visit this busy and growing city.

The article below seeks to provide the ideal time to stay in Perth based on the weather, activities as well as events held.  For accommodation we recommend Fraser Suites in Perth.

The months of August and September

This is the most ideal time to visit Perth. August marks a transition period from winter and thus offers a mild weather ideal for stay. By the time September approaches, spring would have taken over the city. These months offer calm weather with numerous scenic views. Most parts of the city now start to feature blossoming of beautiful flowers. As a matter of fact, Australia is popular for being the largest producer of native flowers worldwide. There are more than 10000 different species of wildflowers that cover a large part of the land during spring.

You can enjoy the beautiful flower views right in the King’s park without having to travel outside the city. The park covers almost 1000 acres of wildflowers including the orchids. The temperatures are cool during this time and the park is less populated.
Visiting Perth during these months also gives you a chance to explore the great Pinnacles. The weather will allow you to travel from the city unlike the summer when the scorching sun burns anything on its way.

Now you know the best time to visit the city of Perth.

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Ways To Make Money Via Online Marketing

By on June 14, 2019

In the current era of the Internet, everyone wants to make money more natural and more manageable without scams. Most methods on the Internet are unsafe or take more time. Most people prefer to go to online surveys, but in my opinion, reviews can only provide limited benefits. One must go in ways that not only increase profits but also knowledge. There are multiple ways on how to make money through digital marketing.

One of the simplest, safest, and safest ways through which money will be built online is through affiliate marketing. Often, this is an online business that is primarily based on the execution or performance in which a colleague is paid to a company for each visitor or customer that a particular company receives through its efforts. That means that the affiliate will be paid according to the traffic. Often, this can be based on earnings per click, per customer, or sale. Creating money online through affiliate marketing has several advantages and disadvantages.  Alternatively, you can create a Digital Marketing Agency.  An example of a high performing Digital Marketing Agency in Melbourne is Impressive Digital.

First, the marketer will not have to own their product. That makes the business transparent and straightforward to start collectively and will not require significant capital. You want to place an ad on your website that takes traffic to the other site and buys or uses the services you need.

That is a safe way to create cash since your payment is immediate. One wants to link your account with a click on the bank, and with each purchase, the amount earned is deposited into your click verification account. That can be a viable and well-paid job since there is a high commission payment. Some companies can provide commissions of up to 50%.

Affiliate marketing is operated under the absolute automatic pilot. That indicates that once the mandatory links are established, a person does not have to keep a record of the company every day. For each purchase and money earned, the system can perform calculations according to the specified agreement and the funds deposited automatically in the affiliates, click on Verify account.

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How to Find the Cheapest Wheels Online?

By on May 29, 2019
Changing wheels and putting some customized designs can spice up your ride and make it more exciting. New wheels can improve the car’s friction with the road and driving experience. But, the issue comes up when you have to search online. What you choose will definitely affect your ride. Your chosen wheels may be compatible with one season and may make your ride even more sensitive to road conditions in other season.
The question how to find the cheapest wheels online will continuously bother you, because of the huge varieties available on numerous websites. These huge varieties make it difficult to choose the right option for your car.
Online Wheel Buying Tips
The very first thing you must do before getting an answer on how to find the cheapest wheels online, is to develop a firm understanding of wheel fitment. You must properly understand wheel- tire sizes for your vehicle and then you are fit for searching online.
Given below are some general tips that you can apply to search for the cheapest product online in the market:
• Search locally. This point will have the benefit of reducing your delivery charges as well as, it will help you to find the best match according to your weather
• Always search by typing ‘cheap and high quality wheels’ in the search box. This keyword helps in filtering the results
• Keep an eye on the sales and special weekend offers. Sales definitely work out in finding the cheap yet high quality items
• Before purchasing, keep one thing clear that for most of the cars, SUV’s and CUV’s the diameter of wheel package should be 3- 8% of OE setup. If you find package within this range then it means you are at the right place and the wheel package you’ll get will be cheap
• Another important tip, for buying cheap online wheels is to bargain with the online store owner. Bargaining always help. It makes both the seller and buyer satisfied, and also saves money
• Attend online seminars and trading events which are held locally. These greatly help in finding the cheapest high quality wheels for your ride

Conclusion:
How to find the cheapest wheels online is a tricky question, but not as tough as you think. With a little searching tricks and focus on some general tips. You will easily find the desired product which will be best for your vehicle.

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How To Find A Good Building Inspector

By on May 24, 2019

Finding a reliable building inspector in Brisbane can be a daunting task. This is especially when you are not aware of what to look for. If you are planning to purchase a home, hiring a professional should be part and parcel of your budget and finding who to hire is vital. You need to hire an inspector who is capable of detecting hidden damages as well as damages. Purchasing a home/building involves a lot of financial commitment and that is why you have to make the necessary consultations prior to reaching an agreement on whether to buy the building or not.

Below are the tips on how to find a reliable building inspector

Insurance

Before hiring a building inspector you should first ensure that he/she is adequately insured. A professional service provider needs to have professional indemnity to serve as a cover to the advice they are offering as well as public liability.

Ensuring they provide a thorough inspection

A building inspection should approximately take at least one and a half hours. The time frame is determined by the size of the building which may range from house leaks, cracks, faults related to electrical gadgets as well as the integrity of the roofs. Ensure you have a complete detailed report highlighting every part of the building.

Qualifications

Ask you, inspector, a variety of questions. Inquire of the fields they are best in and for how long they have been in those fields. If you are not satisfied with their qualifications, may also decide to search for their credentials.

Avoid onsite during the inspection

A key indicator of an experienced building inspector is the ability to allow the presence of the customer during the inspection. Inexperienced building inspectors are usually afraid of allowing the customers to be present during the inspection.

When performing an inspection experienced building inspectors spend the first minutes of inspection on their own. This gives them time and space to focus and concentrate on the entire building by paying attention to finer details. During the last minutes, the inspector address the customer of any initial concerns you may possess or clarify their findings.

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Best Serviced Apartments in Melbourne CBD

By on May 22, 2019

Whether you are travelling for work or leisure activities, Melbourne city has got you covered at affordable costs. Our serviced apartments are innumerable, so you have options to select your best and have the freedom you want. To add on this, our apartments are located on strategic positions while offering all type of great amenities. Lets get into nitty gritty of these developments.

Fraser Suites Melbourne
Fraser Suites is one of our top-notch picks here in Melbourne while it is ideal for two visitors. This property is located at a walking distance from the Melbourne central and markets. Still, it offers free WiFi and a fitness room for the visitors. You can either select the one or two bedroom all of which constitutes full kitchen facilities. Relish in the south bank views while relaxing in our big spacious room. Easily access the Melbourne museum which is 8 minute drive as well as the Melbourne airport, 23 km far away.
Tyrian Albert park lake
All modern and luxury facilities are offered here in Tyrian. Have a wonderful swimming experience in the rooftop trace while enjoying the great view of lake Albert. Yet, visit the fitness center to work on your health. Our guests have better access to shops and cafes as the development is only located 4 km from the CBD. It is the best rated property by our guests, At Tyrian, we speak your language.
The Hampton apartments
Offers free WiFi and a fitness center while on top of this , displays he sun terrace and a private parking. All units are well supplied by TV screens, balcony and full kitchen equipment’s. Still, a coffee table is included as well as a private bathroom. 2.9 km from the property is the etihad stadium and Tullamarine airport is situated 20.9 km from the apartment. It is a great and ideal place for couples.
As the list is endless, these are some of the best serviced apartments in Melbourne. Come and have a unique living lifestyle right here at Melbourne.

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Best Place to Stay In Brisbane CBD

By on April 28, 2019

Brisbane is located in the northeastern state of Australia, Queensland and is the capital of the state. Its subtropical climate makes the year a charming year and attracts hundreds of thousands of tourists every year, who appreciate its easy surroundings.

If you are looking for the best place to accommodation in Brisbane CBD, then this article is meant for you.

In the city, there are many cheap accommodations in the city of Brisbane that brings you closer to all the work and transport services. There are many styles of accommodation that you can see and get great deals and discounts throughout the year. Choose the full spectrum of hotels with budget hostels, short-term rentals, and various services, facilities and motels. Many apartment providers have promotions, offers and discounts throughout the year, so check their websites for details.

After checking in an affordable home in Brisbane, you should go out and start the investigation. A good place to start trips is Queen Street Mall. This is a paradise for shopkeepers with the whole road dedicated to the retail store. There are linings, department stores, chains and boutiques on the street. You can see everything from shampoo to channel.

On Queen Street, you will also find many dining options that will spread throughout the budget. Services such as currency swaps, banks, travel information, and travel agencies are found throughout Queen Street. The mall is also full of buses and road operators.

The botanical gardens of the city create a beautiful and comfortable place for wandering around the colonial architecture of the city. After returning to the shopping center, you will find the Treasury Casino, which is located in the old, old colonial building, which used to be the Department of the Treasury.

Over the weekend there is a huge and interesting market at Riverside in CBD. It is a great place to wander and collect many souvenirs and many different locally produced goods. There is a small river in New Farm Park, which is beautiful and can be combined with a visit to the Powerhouse Museum in the park, where there is a great cultural program. For Café Culture Head in West End Brisbane, where there are an eccentric and fun cafe and a tasty restaurant.

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Things To Look For in a Good Divorce Lawyer

By on March 21, 2019

If you choose the option of divorce, then it is difficult to choose the person you have just met, and trust whatever you have. Working with an attorney requires trust and harmonious working relationships that can last for months. You should be able to choose the right one for your case, who can prepare a win-win solution for your dilemma.

The things to look for in a good divorce lawyer:

Mastery of Family Law

If you opt for a divorce attorney, then you have to choose someone who has practiced the family law. This is a complex area of ​​legal practice. You need to find someone with experience and skill to handle the complexity of the divorce process. Remember that the well-being of your children is at stake. You should not give it to anyone who cannot guarantee a win solution to your problem.

Good Communication Discipline

Timely communication is important in the client-attorney relationship. You should pay close attention to this in the consultation process. To understand how to properly receive and respond to customer calls, you need to know his office policies. This will help you understand how your legal adviser is dedicated to your work. Timely communication plays an important role in building successful legal strategies.

Personality Matters

An attorney represents his client in the lawsuit and negotiation table. He should have a personality that suits you. You should feel comfortable with your lawyer so that you can work effectively at the individual level. Remember, you will share important details about your life with him.

Proactive

Being proactive is one of the positive qualities of lawyers. They listen, evaluate, discuss, consult, and endeavor to find a win-win solution for your divorce problem. Unlike other matters, divorce is not related to winning, both sides can not move emotionally forward. In divorce, more attention is given to solve the problem of marriage and find the right solution. A proactive lawyer should find ways to solve the problem without taking the case to court.

Honesty

Your divorce counsel should be honest with you about the status and evaluation of your case. He should not make such promises, which can lead to false hopes. He should understand the importance of the legal terms that apply to your case, and he should be able to provide a solid answer to your questions about the direction of your affairs.

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It’s Your Duty to Reclaim Your Taxes

By on March 20, 2019

Just over a month ago I said you should ignore the bogus Australian federal election.

I said it wouldn’t make any difference who got into power. The result would be the same.

Politicians of any party only have one goal: to stay in power once they gain power. That means doing anything…even if it means a 180 degree turn on what they supposedly stand for.

Unsurprisingly, just weeks after the election the new Coalition government has proven us right…

What was the biggest message you heard from the Coalition while they were in opposition?

That’s right, it was all about how the Labor Party was financially irresponsible. They said the government was sending the public finances into a debt spiral.

Apparently the Coalition would fix that by bringing the budget back to surplus and paying down the debt.

Not so fast. Politics doesn’t work like that. Once in power, governments figure out that they can’t really cut spending because that could annoy people. And because those people also vote, it could mean losing votes at the next election.

And so all talk of responsible government goes out the window. Instead you get what you’d expect: spend, spend, spend…

Spend, Spend, Spend

Earlier this year I attended the Bloomberg ‘Australia Economic Summit’ in Sydney.

One of the key speakers was then Coalition treasury spokesman, Joe Hockey.

Based on what I heard I knew the Coalition would be true to form. The clue was when Mr Hockey refused to commit to reversing the previous government’s ‘lost savings’ and ‘lost super’ policies.

Again, that was a surprise when you consider the cash windfall to the government of those policies.

But when I saw this report in the Age at the weekend, it brought a big smile to my face:

Treasurer Joe Hockey has reiterated that increasing Australia’s debt ceiling will be a priority for the new parliament.

‘Speaking in the United States, where President Barack Obama’s administration is battling to lift its legislated allowable level of government debt, Mr Hockey said Australia faces its own deadline.

‘”We will have to increase the debt limit to prevent Australia breaching the debt limit before Christmas,” the treasurer told Sky News on Friday.

‘A bill to raise the national debt ceiling beyond $300 billion is expected in parliament’s early sitting days, which are not yet scheduled.’

The Coalition is speaking out of both sides of their mouth. First they say how terrible it is to go into debt…and then they say it’s crucial to go further into debt.

For the record, Australian federal government debt now stands at $284.5 billion.

As I like to point out, the Liberal Party are fakes when it comes to government spending. Under the Howard government, spending and tax revenues more than doubled.

And as for the idea that Liberal governments are more responsible with taxpayer money, just look at the headlines. You can see that’s not true. The latest expenses scandal shows they’re more than happy to grab tax dollars.

Government Spending Never Falls

The truth is for all the election talk about slashing government spending, the Coalition has no intention of cutting government spending whatsoever. As the following report from the Australian proves:

‘Federal spending will be capped to put the nation on a “credible” path to a budget surplus as the Abbott government drafts a set of fiscal rules that forces ministers to scale back outlays.

‘Cabinet ministers are to meet within weeks to finalise new guidelines as Tony Abbott and his colleagues aim to improve on Labor’s promise to limit real spending growth to 2 per cent a year.’

If you think that means anything other than the government will continue to increase spending then you’re kidding yourself.

So, why am I banging on about this?

First is to convince you that it’s pointless to get involved in politics by cheering for one side against the other.

There truly is no difference.

The more important point is to remind you that every dollar the government spends is a dollar it takes from the taxpayer. That either comes from current tax revenue or future tax revenue (in the case of government debt).

That means you have to work harder in order to make up for what the government takes from your wages. Now, when I say work it doesn’t necessarily mean getting a second job…

Avoid Taxes: Legally

One of my main investing rules is that you should never invest in something just because it offers a tax break.

That said, it’s also up to you to minimise your taxes in any legal way possible. One way to do that is to take advantage of the franking credit system available on many dividend paying Aussie stocks.

In simple terms, franking credits give you a credit in your tax return for tax already paid by the company. In other words, it removes the double taxation of profits.

For example, if a company pays you a $1 cash dividend you get to ‘gross up’ the cash amount by 30% (the company tax rate) to $1.30.

From there you apply your marginal tax rate. So, if you’re in the top tax bracket of 45% you’ll pay this tax on the grossed up $1.30 rather than the cash amount of $1.

It means your effective net dividend is 71.5 cents ($1.30 — 45%). Compare that to a net dividend of just 55 cents without franking credits.

The great thing is you don’t need to do a lot of background work to find stocks that offer franking credits. Franking credits are available on most blue-chip Aussie stocks. So odds are if you already own a blue-chip stock portfolio, you’re already getting the benefit of franking credits.

Therefore, when you’re allocating your monthly cash flow you shouldn’t just think about the gross capital gains. You should look at the tax benefits of franking credits.

You may find that you’re better off buying a perceived ‘boring’ dividend payer rather than a more exciting growth stock.

But whatever you do with your investments, just remember you’ve got to increase your savings and reduce your tax burden. It’s a cast iron guarantee that once the federal government starts cranking up that debt ceiling, they’ll never stop.

Cheers,
Kris

PS. It’s not just blue-chip dividend stocks that offer franking credits; some small-cap dividend paying stocks provide franking credits too. Plus you can get the added benefit of explosive capital gains. If you’re looking to increase your income as the government continues to spend, spend, spend, check out one way to boost it here…

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An Open Letter to the Aussie Retail Industry

By on

Dear Aussie retail industry,

I’ve had enough of you.

I’m sick of your fortnightly catalogues offering the latest home wares to redecorate my home for spring, or winter, or whatever the next season may be. And don’t forget the end of year silly seasons garlands you feel we must have.

And really, who needs Easter decorations? One of you retail giants reckon I should fill my house with paper chickens and bunnies in soft pastel colours for four days in April.

I mean, really? Who are these people that buy it? Is it that no one buys it and that’s why it’s on sale at the end of the four day weekend? ‘Stock up for next year,‘ a sales assistant told me last year.

Please. Be. Joking.

And tell me, what is the point of kitchen utensils that are cheaper than a bus ticket? Anyone who buys them once will find they melt in the dishwasher. People shouldn’t be back in a hurry to buy another one. And given Australia’s very small population, I can’t imagine there are enough people out there to keep buying inferior mass produced products to keep you in business…yet earnings seasons seems to prove me wrong on this point.

I digress. I’m still mad at you.

I have three enormous shopping centres within 15 minutes of my house. All filled with the same shops, same products. One of them claims to be a high end retailing centre…but the only high end thing about it is the price I pay for parking and the items I buy there.

And don’t think you’ve fooled me with your fancy swing tags attached with cotton and a safety pin versus other chains using plastic. I’m well aware that your products aren’t really better quality. That fancy paper bag with rattan handles and your logo blazoned across won’t entice me either.

You know why?

Because you’re only interested in selling to me. Well, guess what? I want you to cater to me. I want a sales assistant to understand my needs, rather than a uni student who couldn’t care less.

I want shoes that are the perfect size. Not just something that sort of fits.

You see dear retail industry, I’m more than happy to part with my money to keep you afloat.

But in exchange for that, I expect a quality product that will last years, not days. I don’t want to see my couch cushions becoming pilly from moments of normal living. And tell me, why are the seams on my dog’s bed coming undone? It’s only a few weeks old.

And what is it with these ridiculous wares you keep coming up with. Does anyone actually need a hammock for bananas? Can’t they go in the fruit bowl I already have, like the one that’s lasted me for 15 years?

Furthermore, I despise buying products that will ‘do for now’, until I find what I really want. But clever you, retail industry. What I really want isn’t out there. So with each modification or new seasonal range, slight tweaks make the items more to my liking…but never perfect.

Your nasty, manmade fibres applied in home wares, clothing and furniture aren’t making them more affordable for consumers. Simply, these cheap items are teaching us to settle for less while paying more.

Your advertising has an appalling message behind every ad with smiling face. What you’re really trying to say is, ‘If you’re not spending money consumer, you can’t be happy!’

However, change is afoot.

This incessant and unrelenting message to spend is lost on me. And others.

You’re not really scared that online shopping is damaging the retail landscape in Australia. I reckon you’re most worried about what consumers are learning from shopping online.

And my dear, despicable retail friend, what we’re learning most is patience.

Yes, not only has online shopping opened our doors to greater possibilities than you could ever offer in Australia. We’ve learned to wait for our merchandise. And that’s fine by us.

The impulsive need to buy on sale is diminishing.

Clever placement of products no longer tempts us in the way they used to. Chances are we could get it at another shopping centre. Or online. Better yet, not at all.

See online shopping has not only taught us to wait. It’s taught us to look for higher quality. Even unique items. Stuff that might improve a company or community elsewhere rather than bump up the profits of Australia’s lazy retailers.

I, like others, are happy to pay for that. And, I’m happy to wait for them to ship it to my door. Because as I’ve realised, I don’t really need anything right now.

So retail industry, be warned. Consumers are leaving, and even more will leave. Your advertising budget is in vain.

Nothing you do encourages us to barge into your stores with fistfuls of cash. The lack of options has turned shopping into a chore, not a pleasure.

You’ve spent too long presuming consumers will just spend on what you offer to us.

That time is over.

No longer are we fools for millions of items all looking rather the same. In fact, stuff made in the quantity of thousands will be a thing of the past.

By that I mean no longer will the country with the lowest labour costs make everything.

The internet has changed what and how we buy. Soon the online stores you fear so much will develop a way of custom designing any product.

The way I see it, you have two choices. Ignore your customers at your peril, and watch us happily buy less from you, but more from elsewhere.

Or shape up. Until you do that, I’m off to do some shopping…online.

Regards,

Shae Smith,
Contributing Editor, Pursuit of Happiness

Publisher’s Note: Shae isn’t the only Aussie frustrated by the woeful attitude of local retailers. But rather than write a letter that the retailers will ignore, small-cap analyst Tim Dohrmann has discovered one tiny Aussie company that’s challenging Aussie bricks-and-mortar retailers head on. Not only can you save money from buying using their service, but you could potentially make money if this company lives up to its potential. Check out the details here…

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